Need help to get out of debt

Hi, I am a new reader to the blog. Am currently working and earning about $300 per month but over the past two years i have accumulated debt amounting to $2000 and this has affected me terribly as almost all the money am earning is now going towards servicing the debt. I need help to get out of this debt and advice on how to avoid debt next time.

How many hours are you working to earn that $300? If its less than 60 hours/week, then get a second job… You need to make more and spend less. Its as simple as that. Get on a written budget to live on that $300 and be firm with it. Then get a second or even third job and bail out of that debt as fast as you can… Save at least 500 dollars aside first and then pay your smallest debt first and work on up the line.

After that, use those extra jobs to pile up an emergency fund of at least three months of your expenses. As those are less than $300 a month it shouldn’t take you long.

Then you can begin to survey your chosen career and see if there is not a better way out of your income crisis.

Books to get from your library:
The Total Money Makeover – Dave Ramsey
48 Days to the Work You Love – Dan Miller